Products & Services
Consumer Loans
The Bank of Henderson offers a full-array of consumer loans including auto, unsecured, home construction, and 1st and 2nd mortgages.
For more information, please contact our loan officers at (270) 826-7700.
Mortgage Loans
- Conventional
- VA
- Kentucky Housing
- Rural Housing
- FHA
- Less-than-perfect credit
For more information, please contact our loan officers at (855) 677-8266
So if you are looking to purchase a new home or car, fix up your current home, or you just want to take that dream vacation, TBOH has the loan for you.
Consumer Deposits
The Bank of Henderson offers a wide array of consumer deposit accounts. Below are brief descriptions of some of those products.
Checking - TBOH offers a totally free checking account. No minimum balance with unlimited check writing. Minimum of a $50 deposit to open.
The bank also has checking accounts that pay interest monthly and offer other features. For balance and other requirements on these accounts please contact the bank.
Checks can be ordered or orders can be tracked at Clarke American's website .
Savings - TBOH offers savings accounts at very competitive rates. To avoid a service charge the monthly minimum balance must be at least $100. Interest is paid quarterly.
TBOH also offers Christmas Club Savings Accounts.
Money Markets - For the consumer looking for a higher return, TBOH offers a money market product that has very competitive rates. The minimum to open is $2000, and there is no monthly maintenance fee. Interest is paid monthly. Check writing and preauthorized transfers are limited.
CD - Have money to invest. Why not try a CD from The Bank of Henderson? TBOH offers a wide array of CD terms that should fit everyone's needs. Please call the bank to see what rate specials the bank is offering.
Early withdrawal penalties do apply.
IRAs - Looking to invest for your retirement, or do you want to roll your current retirement into an IRA CD. TBOH offers both Traditional and Roth IRAs.
Health Savings Accounts - TBOH now offers HSAs for people in high deductible health plans. The bank offers a competitive rate with no transaction limits or fees.
Business Loans
Do you have an existing business you want to expand or looking to start a new business? TBOH is Henderson's small business bank. With decisions made locally, we can meet your business needs, and we have the products to be your business partner.
Our product line includes the following:
- Agriculture Loans
- Revolving Lines of Credit
- Construction Loans
- Letters of Credit
- SBA Loans
- Term loans for Real Estate and Equipment
For more information, please contact our loan officers at (270) 826-7700.
Business Deposits
Are you tired of paying those high Account Analysis fees? TBOH now offers a business checking account with no minimum balance or monthly service fee. This account allows up to 250 transactions per month with no charge, and at The Bank of Henderson we only count your deposit as ONE transaction.
Checks can be ordered or orders can be tracked at Clarke American's website.
Emailed Statements
Want to receive your bank statement on the date it cuts, or do you prefer receiving your statement via email? TBOH offers you the opportunity to receive your bank statement via email.
If you would like to sign up for emailed statements, please contact the Bank.
On-Line Banking
Account inquiry and transfer between your TBOH accounts are now available. Bill pay and presentment is available for all consumer checking accounts.
24-Hour Telebanking (1-800-761-9313)
Are you up late trying to balance your checkbook? TBOH offers 24-Hour Telebanking at 1-800-761-9313. This service requires a 4-digit PIN number. If you do not have a PIN number, please call the bank at 270-826-7700.
If you want the ability to transfer funds via telebanking, you will need to contact the bank to set this up.
Other Services
- Cashiers Checks and Certified Checks
- ATM & Visa Debit Cards & Visa Credit Cards & Credit Card Cash Advance
- Direct Deposit and ACH transactions
- Overdraft Protection
- Automatic Transfer Accounts
- Notary Service
- Safe Deposit Boxes
- Wire Transfers
- Night Depository